For homeschool families · Free
Finance lessons your kids can actually do on their own.
90+ lessons for ages 8–17. Two age tracks, built-in quizzes, no prep for you. We made this because most finance curriculum costs money or reads like a textbook.
What you get
Actually free
No subscription, no ads, no trial that expires. It's a nonprofit.
Two separate age tracks
The 8–12 track isn't just the teen content with simpler words. Different lessons, different examples.
Self-paced
Works on any device, no downloads. Your kid can do a lesson in 20 minutes between other subjects.
Progress tracking if you want it
XP and streaks keep some kids engaged. You can also just read the lessons without signing up.
What they'll cover
Two tracks, broken out by age.
Foundation · Ages 8–12
- What money is and how it works
- Needs vs wants
- Saving and goals
- Pocket money and budgeting
- Introduction to banking
Real World · Ages 13–17
- Taxes and paychecks
- Credit scores and credit cards
- Investing basics
- Student loans
- Budgeting for real life
- Finance careers (IB, VC, PE, Quant, CFP)
A sample week
Three short sessions. Adjust however fits your schedule.
Monday: One lesson (~20 min)
Pick something from their age track. Read it together or let them go solo.
Wednesday: Another lesson + quiz review
New lesson, then look back at Monday's quiz. Talk through anything they got wrong.
Friday: Check progress, talk about it
Look at the dashboard if they have an account. Bring up the week's topic at dinner or in the car.
You don't need to prep anything. Open a lesson and go.
Track progress with Classes
If you want to see what your kids are doing, create a class and give them a join code. Takes about two minutes.
- 1
Make a free account
Just an email. No credit card.
- 2
Create a class
Go to Classes, click New Class, name it whatever you want.
- 3
Give your kid the join code
Six characters. They don't need their own email to join.
- 4
Check the dashboard
See which lessons they've finished and how much XP they've picked up.
Your Classes
Finly for Emma & Jake
Emma
12 lessons · 480 XP · 7-day streak
Jake
8 lessons · 310 XP · 4-day streak
Parent guide (PDF)
A 12-week plan, the full lesson list, discussion questions, and some notes on talking about money at home. Free to download, no sign-up.
- · Full lesson list by track
- · Suggested 12-week schedule
- · Discussion questions per lesson
From the blog
All articlesAbout
What Is Finly? The Story Behind a Free Financial Literacy Platform for Kids
I built Finly because I couldn't find a free, honest place for kids to actually learn about money. Here's what it is, why I built it, and what's inside.
Jun 10, 2026 · 5 min read
Money Basics
What Is Financial Literacy and Why Does It Matter for Kids?
Financial literacy is the ability to understand and use money well. Here's what it actually means, why the gap in financial education affects kids for decades, and what parents can do about it.
Jun 9, 2026 · 7 min read
Money Basics
How to Teach Kids About Charitable Giving (And Why It Matters)
Generosity is a financial habit that's built early. Here's how to introduce charitable giving to children in a way that feels meaningful, not obligatory, and builds a lifelong relationship with money and purpose.
Jun 8, 2026 · 6 min read
Just open a lesson.
No account needed to browse. Pick an age track and start. Sign up later if you want progress saved.
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