All topics

Curriculum overview

Every topic is split by age tier so the language, examples, and decisions match what students are actually ready for.

Learn how to direct money with intention instead of reacting after it is gone.

Ages 8–12

Foundation

Needs vs wants
Saving before spending
Simple weekly plan

Ages 13–17

Real World

50/30/20 basics
Adjusting a plan after income changes
Avoiding overspending traps

North Carolina

NC Curriculum Lessons

These lessons are fully aligned to the North Carolina Economics & Personal Finance (EPF) standards. Each module includes teacher notes, activities, and assessments. Click a lesson to view the teacher guide.

Code	Title	Teacher Module
E.1.1	Types of Economies	View
E.1.2	Market Structures	View
E.1.3	Supply & Demand	View
E.1.4	Incentives & Profits	View
E.2.1	Macroeconomic Indicators	View
E.2.2	Microeconomic Indicators	View
E.2.3	Fiscal & Monetary Policy	View
E.2.4	Economic Organizations	View
E.3.1	Legal Structure & Property Rights	View
E.3.2	Regulation	View
E.3.3	Taxes & Government Services	View
E.4.1	Trade & Interdependence	View
E.4.2	NC in US/World Economy	View
IE.1.1	Education, Income, Career, Lifestyle	View
IE.1.2	Career/Education Options	View
IE.1.3	Postsecondary Costs & Income	View
IE.1.4	Minimizing Education Costs	View
IE.1.5	Types of Income	View
IE.2.1	Payroll Deductions	View
IE.2.2	Types & Purposes of Taxes	View
IE.2.3	Tax Form Preparation	View
MCM.1.1	Creating a Spending Plan	View
MCM.1.2	Critiquing Spending Plans	View
MCM.1.3	Renting, Leasing, Owning	View
MCM.1.4	Mortgages	View
MCM.2.1	Using Financial Services	View
MCM.2.2	Interest & Fees	View
MCM.2.3	Payment Methods	View
MCM.3.1	Credit Sources	View
MCM.3.2	Debt Management	View
MCM.3.3	Debt Pros/Cons	View
MCM.3.4	Insurance & Estate Planning	View
FP.1.1	Investing Strategies	View
FP.1.2	Factors in Financial Planning	View
FP.1.3	Philanthropy & Community	View
CC.1.1	Advertising & Consumer Decisions	View
CC.1.2	Information for Decisions	View
CC.1.3	Consumer Impact on Economy	View
CC.2.1	Consumer Protection Laws	View
CC.2.2	Fraudulent Practices	View
CC.2.3	Consumer Self-Protection	View