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Budgeting

You earn $50 mowing lawns. How much should you save?

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Topics

Ten areas. Tap any to jump into lessons.

NC EPF Curriculum Browse all

Money basics

What money is, where it comes from, and how people use it.

Budgeting

Figure out where your money goes before it's gone.

Saving

Build the habit of setting money aside.

Investing

How growth works, what risk means, and why time matters.

Debt

Loans, interest, and what happens when you borrow.

Banking

Accounts, deposits, and how banks actually work.

Goals

Saving up for something specific and making a plan.

Credit

Credit scores, cards, and how to not get burned.

Tax

Paychecks, deductions, and where tax money goes.

Finance Careers

What jobs in finance actually look like and how people get into them.

Good places to start

All lessons

Banking

How Banks Make Money

Learn how banks earn from the gap between what they pay savers and charge borrowers.

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Banking

Using Financial Services: Choosing the Right Institution for Your Money

Evaluate the different types of financial institutions, compare their services and costs, and understand how to choose where to keep and borrow your money.

Banking

Interest and Fees: What Financial Institutions Actually Charge You

Understand how interest and fees work on savings accounts, loans, and credit products, and learn strategies to minimize what you pay.

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