Module MCM.3.1: Credit Sources

Standard: EPF.MCM.3.1

Objective: Identify sources of credit and their uses.

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Lesson Overview

• Define credit and types (credit cards, loans, lines of credit)
• Discuss responsible credit use
• Analyze costs and benefits

Teacher Notes

• Use real credit offers
• Relate to students' future borrowing
• Discuss credit scores and reports

Activities

• Credit offer comparison
• Guest speaker: Credit counselor
• Create a credit decision flowchart

Assessment

• Quiz on credit types
• Written plan for responsible credit use

Resources

• NC DPI EPF Standards
• Credit education resources