Module FP.1.2: Factors in Financial Planning

Standard: EPF.FP.1.2

Objective: Identify factors that influence personal financial planning.

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Lesson Overview

• Discuss factors (age, income, goals, risk tolerance)
• Analyze how these affect financial decisions
• Create a personal financial plan

Teacher Notes

• Use student scenarios
• Relate to students' current/future plans
• Discuss short- vs. long-term goals

Activities

• Financial planning worksheet
• Group discussion: Setting goals
• Guest speaker: Financial planner

Assessment

• Completed financial plan
• Quiz on planning factors

Resources

• NC DPI EPF Standards
• Financial planning tools